Overall status interpretation for the financial risk rating will be refined

Based on customer feedback, we are refining how the financial risk rating in the Reliable Partner service affects the overall status of the report.

Following the change, the financial risk rating will less frequently result in an overall status of Requires investigation, and more companies will receive an Excellent overall status for this information. The score threshold for the Requires checking status will remain unchanged. The change does not affect the scoring of a company’s financial risk rating. It only affects how the rating contributes to the overall status of the Reliable Partner report.

The financial risk rating is provided by Dun & Bradstreet. The rating reflects the company’s estimated risk of insolvency over the next 12 months.

Going forward, the overall status for the financial risk rating in the Reliable Partner report will be determined as follows:

• 21–100 points: low or below-average risk of insolvency, overall status Excellent
• 2–20 points: above-average risk of insolvency, overall status Requires investigation
• 0–1 points: high risk of insolvency, overall status Requires checking

If Dun & Bradstreet does not provide a score for the company, the report will display “Classification not available”.

The aim of the change is to ensure that the report’s overall status reflects the company’s situation more appropriately and better supports the customer’s own assessment.
The change will be introduced in the Reliable Partner service on 10 November 2026.

For more background on the previous change to credit information data, please see our customer notice.